Hi! Thanks for stopping by. Please, feel free to ask me a question in the comments section. I will do my best to answer it. If I’m not sure, I will do some research. So ask away!
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Miles For Family 
I have enough miles on American to get to Hawaii. I was wondering what are your thoughts on using points for the rental car and hotel. We would love to try Kauai but I would do Maui if that’s easier to find deals. I had planned on just booking a place on VRBO, but with a recent move, if I can get deals on hotel and car, I could go sooner. Thanks.
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Jennifer, the best sign-up bonus for car rentals and non-chain hotels would be Barclaycard Arrival(TM) World MasterCard® – Earn 2x on All Purchases(pays commission) , where you would get 440 dollars off travel expenses per card. A husband and a wife can each get one. As far as hotel points, the Chase Hyatt visa comes with 2 free nights. If both spouses get one, you could get 4 nights total. There is a newly opened Hyatt Andaz in Maui, that’s getting rave reviews. There is also a Hyatt in Kauai, that looks nice.
Also, I hope I understood you correctly. Are you wondering if you should use miles to book hotels and car rental? It’s an option, but usually you get better value if redeeming for flights. However, do what works for you! Let me know if this makes sense and feel free to ask any other questions.
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Sorry if I was confusing. I was saying I have enough miles to get us to Hawaii so tickets are taken care of. So now I am trying to get hotel and car rental (the other two big expenses) using some kind of rewards.
Another question. If we each got a Barclaycard Arrival for a total of 880, and the rental car was say 500, could we use the other 380 toward a fifth night at a Hyatt, supposing we got the four free with Chase Hyatt?
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Jennifer, yes! You absolutely can. It has to be bought through Hyatt or travel related website, so it’s coded as a travel purchase.
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I was a regular subscriber to you posts but all of a sudden stopped getting them via email….I resigned up and still nothing…ive tried reaching you via twitter but no response..how do i get tou back in my email feed
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Richie, I am so sorry to hear that you aren’t getting the emails. I honestly don’t know what is going on. I haven’t heard from others having this problem. Do you think my emails are possibly going to spam?As far as Twitter, I didn’t get the tweet, I promise. I would have responded if I did. Not all tweets go through for some reason.
I’m not an IT person but will try to look into it. Meanwhile, maybe try to resubscribe and check your spam? Thank you so much for reading my blog !
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Hi! A while back I asked for your advice about getting my family of 5 to Hawaii on miles. I’m happy to report that we did it! We are booked for next Spring Break in March.
I signed up for a business and personal Citi AA card for 100,000 bonus miles. My husband got an offer in the mail for a Citi AA card with 60,000 bonus miles. He already had 20,000 miles from work travel, so we used these cards for our spending for a few months until we had enough miles to book. Our flights from Dallas to Hawaii were 17,500 miles each. For our return flights, we could not find any availability all the way to Dallas because it’s the beginning of Hawaii’s Spring Break. So we are flying from Honolulu to Las Vegas for 22,500 miles each, and then we will fly on Southwest from Las Vegas to Dallas. With our 10% mile rebate with our credit cards, this trip cost us 181,250 AA miles.
We are planning to spend 3 nights in Waikiki. I have miles on Korean Air that will get us one free night at a hotel there, and we are planning on staying on points for 2 nights at the Hilton Hawaiian Village. My husband already signed up for the Citi Hhonors card that gives 2 free weekend nights, and I will sign up for that card later this year (we have to have 2 rooms since the hotel won’t let us fit 5 in one standard room).
The remaining 4 nights we are hoping to stay at Disney’s Aulani. We are going to offset some of that expense with cashback travel credit cards. My husband already has the Barclay Arrival card, and I plan on getting it later this year. We will also look to see if Capital One offers another high sign-up bonus again.
We would never book this trip without these free airline tickets, since airfare from Dallas to Hawaii runs about $700-$1000 per ticket. Thanks for your help!
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Shoesinks, that’s wonderful! Congratulations, I am thrilled that you were able to pull it off. Getting 5 people to Hawaii is no small task, that’s for sure. I am happy that my advice was helpful. Don’t hesitate to contact me about other travel goals. I love a good challenge!
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Hi, what a great website! I am seeking advice on what credit card is best for my family of 2 (soon to be 3) and our typical purchase habits. We dine out quite a bit, fly and rent a car 2-4 times per year, and stay at hotels several times per year. We aren’t necessarily loyal to any airline, car company, or hotel chain – so my goal is to figure out how to start cashing in on all our spending w/o sacrificing flexibility. If I had to choose a hotel chain I’d say Starwood would be preferred and where we stay most often. I should also point out that while we’re pretty good about finding deals when we need to, we aren’t great about chasing deals so we’d want a card that’s pretty low-maintenance and consistent, and easy to redeem/use the rewards. Ideally a low APR or a balance-transfer for points would be great – but if not that’s ok. I’ve been looking at the Chase Sapphire and Chase Freedom but am not convinced about cards that have an annual fee. I appreciate your help! -Alanna
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Alanna, thanks for stopping by and for your kind words! I have actually put a list together on best long-term cards for a family, which may be helpful http://milesforfamily.com/2013/07/08/the-best-keeper-credit-cards-for-family-right-now/
I would say, not knowing what your yearly spending level is, my recommendation would be to get Amex EveryDay Preferred and US Bank Cash Plus (or Chase Freedom). IMO it’s the best combo for collecting flexible rewards, mostly due to ability of transfer to different mileage programs, though Starwood ratio is poor.
Chase Sapphire Preferred / Freedom combo can be good if you are mostly after United Mileage Plus and Amtrak points. The post I have referenced, provides links to more articles and should give you a good idea on what is available. I’m sorry, my website looks so primitive, I’m bad at IT!
That said, the best thing in terms of collecting rewards, is to go after sign-up bonuses. You can learn more on that in my “Beginner’s guide.” Let me know if you have any more questions.
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I am looking into making a few applications soon, before the summer starts and would appreciate your recommendations. I will be moving this summer and foresee lots of (chargeable) expenses and hotel stays with my family of six. I am planning to apply for the Chase Ink, but would also like to add a couple of other applications to build points/status and build the points piggybank for when the opportunity arises to travel. I hesitate to apply for IHG as I’d like to save the free nights given for when I have a specific destination planned that would be worth using they;re application offer, but maybe that’s a foolish idea, since I don’t know when that will happen. My wife and I both have the Chase SouthWest business and personal cards, and have achieved companion status, but that’s as far as we’ve dabbled into the hobby. Only one of us will be doing the mini app-o-rama. I enjoy reading your blog daily, including your rants, so let ’em fly once in a while. I appreciate your feedback! Thanks
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SKS, thanks for your kind words and for enjoying my rants! I did include a little one in my yesterday’s post, couldn’t help myself!
Anyway, Chase Ink is a very good card bonus-wise, so no problem there. I do understand your hesitation about IHG card, but recommend, you get it anyway (pays me no commission). I got one without any specific hotel plans because it’s that good of an offer. You mentioned that you’ll have lots of hotel stays coming up, and perhaps there will be PointBreaks one for only 5,000 points, that will match your plans. You can also get upgrades to suites with Platinum status, which would make it more comfortable for your family, even if you only have 3 per room. Plus, you may get a free breakfast occasionally, depending on a hotel.
Now, on to Barclay’s bank. You may want to read my today’s post on the matter and decide for yourself. I recommend my readers get US Airways Mastercard. However, if you decide to pass, Arrival would be my next pick. You could use it for any hotel brand expenses. Both of those pay me commission.
My pick for US Bank would be Club Carlson Visa (pays no commission). Once again, it may come in handy for your hotel stays, especially for 2-night stays. There are many Country Inn hotels around US, and quite a few cost 15000 points, so the sign-up bonus could go a long way.
From CITI bank, you could look into CITI Premier Thank You card (pays commission) or perhaps CITI AAdvantage Visa (no commission). Once again, it will depend on your goals. You can take a look at my “Best deals” list for more and decide for yourself.
Bottom line
If you are not interested in miles and are looking for ways to cover hotel and moving costs, you may want to get US Bank Club Carlson Visa (apply first), Arrival, Chase IHG, Chase Ink and possibly CITI Thank You Premier card. It depends on what your spending level is, so you may want to cut 1 or 2 cards from the list. Between Club Carlson and IHG card, you could get quite a few hotel nights. IHG has a very good coverage, so you should find one nearby wherever you go. Hope it helps and contact me with any other questions.
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SKS, just wanted to give you heads up on Chase INK. It looks like the offer is temporarily increased to 60,000 points. Not sure how long it will last, though probably will be around for at least few weeks. It does pay me commission when you apply through my site, though as always, it’s not expected on my side. Just wanted to let you know, so you can get the best offer, as some websites may not be updated yet.
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I am looking to take my family of 5 ( 11yr old girl, and 8yr son and 1 year old) to a vacation this coming MLK weekend in January. We are looking to go somewhere warm from the NYC area. Do you have any suggestions for a family vacation spot where the weather will be WARM? I’m nervous about going to a place like atlantis where the temperature can be in the 60-70 range.
Do you have any suggestions of where to go? I’m looking to start planning now so i can use miles if possible. I have a very good intrinsic monthly spend with a strong credit rating.
Thanks!!!!
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Adam, thanks for stopping by! If you are looking for warm and easily accessible destination, my advice is to go to Caribbean. Perhaps, look into Jamaica or Grand Cayman. You can fly there from NYC on American or other carriers, like Jet Blue or Southwest (with connection). With the last one, you may have to book connecting flights separately to Atlanta or Baltimore.
I would advise, you stick with Southwest card (50,000 points offer available now), because you are guaranteed to use your points, and it would be tough to find 5 award seats through traditional programs.
The hotel part would be a bit more tricky. I mentioned Jamaica because Both Hyatt and IHG have all-inclusive resorts on the island. Hyatt will let you have up to 4 people in the room with Hyatt certificates that come with Chase Hyatt Visa sign-up bonus. IHG has Holiday Inn Sunspree resort, that costs 35,000 points per night for up to 4 people (all-inclusive). So, you would have to get 2 rooms, but with 5 people it probably would make the most sense anyway. You could get Chase IHG Visa with 80,000 points in yours and your spouse’s name. You could also buy some points through Daily Getaways, going on now.
I hope, it helps! All the bonuses I mentioned are listed in my “Best credit card deals for family” page, so you can read more on it. There is a link to hotel cards from the main page. Let me know if you have any other questions, I’ll be happy to help.
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I read where you may score an upgrade by giving the gate agent some chocolates. My question, is the gate agent the people you check in first or the counter right before you board the plane?
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@Hilde H I’ve never heard of that, learn something new every day! The agent they refer to is the person at the counter before you board the plane. I’m not sure if this works all that often, but it doesn’t hurt to try.
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Hi–I was wondering if you have any knowledge or guesses if the Southwest cards will be offered at 50,000 bonus miles again before the end of the year? My husband already has the $99 version, and we’ve been charging on it but he needs about 50,000 more miles before the end of the year to earn a companion pass. We were hoping the $69 version would come out soon so that he could apply for that and knock off those points. Any guesses? Thanks.
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@Shoesinks I’m so sorry, somehow I missed your question. I have no inside info on when the $69 version comes back, though it should be soon. There is a business version that apparently comes with 50,000 points, but there is no landing page. So, apply at your own risk. https://applynow.chase.com/FlexAppWeb/renderApp.do?SPID=F99R&CELL=6MQJ&AFFID=&CLICK=&CID=&PROMO=DF01&RMID=L_141002_RREU_Chase_MQJ_Business&RRID=MTczNy5wZ2FyeS5hY2NvdW50c0BlYXJ0aGxpbmsubmV0&src=MAILRRDUPDT000MQJ141008&RR_NUMBER=ab4eb8466a05923b44e3cec1d276407dac5dbf1c&RSD=0807
Reports are: it works. Not sure if your husband has a business, but it’s something to consider.
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Do you have an affiliate link for the Discover IT $150 cashback offer currently being heavily pushed on SlickDeals?
http://slickdeals.net/f/7314350-discover-it-150-cash-back-after-750-spend-in-3-months?v=1
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Hi, BB! I checked and unfortunately, my affiliate link doesn’t come with any sign-up bonus. Thank you for thinking of my blog, I really appreciate it. This is a pretty good offer for Discover card, so if you’ve been thinking about applying, now is the time. They have never raised the sign-up bonus above $150, not to my knowledge. I will update my links, thanks!
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My husband and I are hoping to fly to Frankfurt in October leaving out of Chicago. Since it seems that most flights route through London, I was hoping to stop for 3 nights before continuing to Frankfurt. I have sufficient AA miles and enough Chase points to cover the flight. Which airline will allow me the stop over in London? I also have a stash of IHG points which I hope would cover the hotel or the Chase Points for Hyatt hotels etc. can you recommend a hotel? any assistance is greatly appreciated.
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@Hilde The only airline that allows stopovers on award tickets is currently United Mileage Plus program. The ticket has to be roundtrip. Not sure how many Chase points you have, but it could be an option, since they transfer 1:1 to United miles. Award ticket should run 60K miles per person, no surcharges, and involve Lufthansa flights. You would have to pick “multiple destinations” and feed one route at a time. You can also call United, and the agent can do it, but you will pay $25 per person. It could be worth it, though.
Using AA miles isn’t ideal. They don’t allow stopovers anymore. Plus, if you use British Airways (a partner), you’ll pay huge surcharges. If you want to try to fly roundtrip on AA metal to London, it would cost 40K AA miles after October 15th (36K if you have Citi AA card). You can then book a separate ticket on Ryanair to Frankfurt. It shouldn’t cost that much.
As far as London hotels go, I haven’t personally stayed in one, but I have put together a list here http://milesforfamily.com/2014/11/19/hotel-points-for-your-family-trip-to-europe-london-edition/ There is a Crowne Plaza London City that looks nice.
Not sure how many people you’ll have with you. You may want to do a search on ihg.com and see what comes up. I am not familiar with Hyatt options, sorry. There are a few, but they seem expensive on points. I would pass on Hyatt, to be honest, and would use IHG program instead. Email me if you need further help, it’s no problem at all.
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Just booked my flight St. Louis – Frankfurt- St Louis with a 3 night stopover in London. using UNITED Miles;
Do I remember correctly, that I can change my flight DATES without a charge as long as it is the same destination? I am asking this because the return flight I found was one day later than I anticipated to be gone. Will check periodically in hopes that my “perfect” date becomes avail.
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@Hilde Congrats on getting your award tickets! Unfortunately, United does charge $75 for date change. See more here http://www.united.com/web/en-US/content/mileageplus/awards/travel/ticketing.aspx
It’s American Airlines that doesn’t charge fees yet.
However, if the schedule changes, you may be able to get the agent to waive the fee. So, I recommend you watch for any flight changes and see if the other day route opens up. If not, try to work out the schedule or just pay $75 X 2. It’s not horrible if you get the dates you want. Good luck!
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HI Leana,
I just read todays post and I noticed that your brother in law gave you his United miles. I’ve looked at the United site and it appears that you have to pay a hefty fee to transfer miles from one account to another. How did you get the miles without breaking the bank to do so. I want to make a trade with my brother in law for some United miles for a trip to South Africa. Thanks for all the great travel information and ideas for saving cash.
Hank
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@Hank Thanks for reading my blog! What I meant by my comment is that I’ll be able to use the miles for my parents. I didn’t actually transfer them, they’ll stay in my brother-in-law’s account. However, the ticket can be issued in anyone’s name, not just his.
So, you don’t really need to transfer anything. If your brother has enough in his account, he can issue the ticket for you. Sorry for making my post confusing.
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Any advice on keep versus cancel credit cards? I’m at the decision point for my Chase Rapid Rewards cards. My wife and I both got the business and personal premier cards (for a total of four cards) almost a year ago.
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@Slade To be honest, I don’t really see any point in keeping Southwest cards open. You do get 6,000 points upon renewal, but the annual fee is $99. So, basically, you will be barely getting that value out of it. It doesn’t really offer any special benefits to justify keeping it. I would get rid of both. You may want to read my post on this subject http://milesforfamily.com/2014/06/25/when-is-an-annual-fee-worth-it-for-most-regular-families/
I recommend you take a look at the comments as well, because it covers this very question.
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I wanted to reach out to you about visiting Cape Canaveral since you have taken quite a few trips around Florida. It is my dream to see a rocket launch and there will be one on June 26. It is 6 of us travelling with Southwest from Dayton (two companion passes… yay!!!). I have plenty of Club Carlson point so I was thinking of reserving the Country Inn at Port Canaveral. Have you been there?
And the second question is: what is the cheapest way of getting tickets to visit the Kennedy Space Center? Do I have to purchase them in advance? Thank you very much.
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@Sebas I’ll be happy to help! Congrats on making this trip a reality. First, as far as discount tickets go, the best I’ve found is $5 off at this website http://www.reserveorlando.com/da/kennedy-space-center-visitor-complex?utm_source=bing&utm_medium=cpc&utm_campaign=Attractions&utm_content=KSC&rdid=ro4786
You may also check with AAA, http://www.retailmenot.com etc. for promotions. I actually bought my tickets on Ebay a few years ago, but it’s risky. Also, some of these discount tickets may not be valid on launch day, so check fine print.
As far as Country Inn goes, unfortunately, I haven’t stayed in that particular property. However, the reviews look great. I certainly would not hesitate to choose it, especially if you have a ton of Club Carlson points. I think much of the criticism of that brand is overblown. I had a great experience with their hotels so far.
You may also look into Radisson Melbourne Oceanfront hotel. It would mean 1 hour drive to Kennedy Space center, but all rooms are oceanfront and it would give your kids a place to play in the sand. Their regular suites fit 4. However, I called them and the manager said that you can reserve the room on points and upgrade for $30 to 1-bedroom suite that fits 6. It comes with bunk beds, king bed and queen sleeper sofa, so may not be the best fit for your needs. It’s just a thought, though.
Last thing… I almost hesitate to say it, but here it goes. Launches can get cancelled in the summer due to weather. Don’t get your heart set on it. In all likelihood, it will be just fine, but even if it doesn’t materialize, please, try to have fun anyway! Reach out to me with any other questions. I’m not a specialist on that particular area, but will try to help.
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How can I book a room using MY points for my son and daughter in law to use. I am looking at Hyatt, or Holiday inn, May have to go to Mariott.
Hyatt shows no avail for the dates we need. but I remember seeing a site that tracks when avail come open. do you know the address?
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Hilde H, I believe the tool you are thinking of is Hotel Hustle on Wandering Aramean blog. I can’t seem to paste and copy the address, so just Google it. As far as Hyatt award availability goes, they are supposed to offer it as long as standard rooms are available for sale. you may want to call and see if the agent can help you with booking. Good luck!
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Hilde H, forgot to add: You can usually book award rooms for others by adding them as an additional guest. you may want to call the hotel and notify them, but I’ve never had a problem except with Choice which required the guest to be my immediate relative. Other programs don’t have that stipulation. Usually you can add an additional guest online, but sometimes you may need to call.
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Thank you VERY much. It is indeed hotelhustle.com and I found a Hyatt for them for 5,000 points per night. This is a big help.
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@Hilde No problem! Happy to help.
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Hi! I want to plan a trip to Europe next year, and I know you recently went to Europe. It’s just me and my husband, we are from Orlando fl. I want to see if you had any advice on the best airlines to travel cheap or one I can get reward miles to travel from here to Europe?
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@Megan Hi! A fellow Floridian, yay! You have several options. If you value flexibility, you might want to stick to flexible points. Look in my page “Best credit card deals for family” as a point of reference. Amex Premier Rewards Gold is a good card, but only if you can get 50,000 points offer to come up. There is a link to CardMatch tool right there, so you can check. The points transfer to Avios (British Airways program). You can fly from Orlando to Dublin non-stop for 25,000 miles one-way on Aer Lingus. Right now, the fuel surcharges are very small, but that could change. That’s why having flexible points will give you a measure of protection.
You can also consider getting Chase Sapphire Preferred. The points transfer to Avios as well, and also United. That said, it costs 30,000 miles one-way via United mileage program. Another option is Virgin Atlantic. It costs 22,500 miles one-way from Orlando to London in economy, plus $130 per person. That’s not bad. You can obtain miles via transfer from both Gold and Sapphire Preferred cards.
I really think Avios might be your best bet at the moment. You can connect from Dublin to the rest of Europe cheaply via http://www.ryanair.com So, I think, Chase Sapphire Preferred and Amex Premier Rewards Gold are the best options. If you can get 50K offer on Gold to show up, I would consider it. Plus, the spending requirement is very low at $1,000 in 3 months. If you meet the spending quickly, you can transfer the points to Avios. In October, the transfer ratio will be cut from 1000:1000, to 1000 MR points : 800 Avios.
Other paid options to consider are http://www.icelandair.com and http://www.norwegian.com They frequently have discount fares to Europe and fly non-stop from Orlando to certain airports in Europe. For those, you would need to get Barclaycard Arrival Plus and Capital One Venture Rewards. The points are redeemable for travel expenses. I hope this helps, let me know if you have any other questions. Feel free to email me as well.
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Is there a listing of IHG hotels by category, ie how many points are required for a stay. I am trying to determine if I should participate in the accelerate challenge. How can I find cheap hotels for IHG. Don’t want to spend $900.00 for 6 nights to earn 50,000 points when I could buy them cheaper.
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@Hilde H Unfortunately, there is no IHG listing. Why, I have no idea. That said, you may want to check this map on Travel is Free blog http://travelisfree.com/2014/08/04/complete-map-of-ihg-rewards-properties/
It will show you most properties, but I would double check on http://www.ihg.com just in case. Categories can change without notice, so some info on the map may be outdated by now. Good luck, and make sure to follow Accelerate instructions to the letter, if you choose to participate.
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Hi there,
I wanted to plan a trip to Dubai next year and India the following. I have family there. I just got the Alaska Signature card and the SPG. Which credit card would help me build miles? I am an infrequent flyer. Thank you!
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@Sameera Hi! I’ll be happy to make some suggestions. First, I recommend this post for some pricing comparison to India and Middle East http://travelisfree.com/2015/03/04/cheapest-miles-to-india-the-middle-east/ In general, I advise you focus on programs that don’t pass on fuel surcharges, which is United and American (except British Airways flights). Delta will be changing its award program soon, so I would avoid it.
An interesting quirk of AA program is that if you fly off-peak (October 15th-May15th), it’s cheaper to combine your trip to India/Middle East with a stopover in Europe. It’s 20K miles one-way to Europe, and another 20K miles to India/Middle East. Definitely makes sense to combine them if you have the time. So, I would say, for now, it makes sense for you to focus on AAdvantage credit cards. You’ll have SPG points that transfer to AA, and Alaska is American partner, so you can mix and match awards. Look in my page “Best credit card deals for family” where you can find a link to Flyetalk thread. There you will see non-affiliate links for 50K miles offer on Citi AA card.
After some time goes by, you may want to focus on United miles earning cards, Chase United Mileage Plus Visa and cards like Chase Sapphire Preferred (points transfer to United) .
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Hi there,
I have just started following your blog and would love your advice on my situation.
— I have a platinum amex corporate card and I just got a SPG card accepted.
— I am planning to apply for amex everday no fee card so I can leverage the membership miles.
— we are below average spenders. which card or cards would you suggest for my case.
Your blog is just awesome for the average family getting into rewards.
Thanks
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@Varun Thanks for stopping by and for your kind words! Actually, this is a good time for you to consider applying for Amex Everyday card. There is a non-affiliate offer that comes with 25K points. Read this post for more info and application links http://milesforfamily.com/2015/09/10/amex-spg-blue-cash-or-everyday-card/
I don’t know how your spending breaks down, but most low spenders should look into Amex Everyday Preferred (you should be able to upgrade your Amex Everyday to the premium version), Amex Blue Cash Preferred, Sallie Mae Barclaycard, Citi Double Cash or Fidelity Amex. In all likelihood, one of those cards will be a good fit. I recommend you check out my page “Free consulting service” There is a link there to a post that lists all the best long-term cards for low-spenders.
If you still have questions, feel free to email me with a breakdown of your spending. I’ll be happy to help, though, I’m going away for a weekend, so it could take me a few days to respond.
I hope this helps!
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Thanks. I really appreciate your help.
I am getting the same 15k points with the no fee amex everday card. I have a few follow up questions for you.
–Do you think it makes sense to upgrade the card?
–Also do you think I should churn the SPG card when the fee kicks in?
— for your personal daily spending what cards to you use?
— If there was just one card you could keep, which one would it be? why?
Have a great weekend!!
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@Varun No problem, please, contact me anytime. Now, to answer your questions:
1. It could make sense to upgrade it, but it does depend on how much you put on cards per year. If most of your spending goes toward new bonuses, then you have to think long and hard about that annual fee. Read my post comparing the two http://milesforfamily.com/2014/03/05/the-king-is-dead-long-live-the-king/
2. You can only get sign-up bonus on the personal version of Amex SPG once per lifetime. You can get it again on the business version as long as you haven’t had the card in the last 12 months. Personally, I think Amex SPG is overrated when it comes to low spenders. I recommend you read this post if you haven’t already http://milesforfamily.com/2015/08/13/is-amex-spg-still-worth-renewing/
3. Hmm, most of my spending goes towards new bonuses, but I do try to utilize 5% categories on Chase Freedom (when I can remember).
4. Probably Amex Everyday Preferred. I would get one in mine and my husband’s names. That way, I could take advantage of 4.5 points per dollar on grocery purchases by buying 2 Visa gift cards per month. You get that return on up to $6,000 per year, per account. I usually shop at Walmart, but even with 1% fee, it would be worth it to get the points. Of course, as I said, right now, most of my spending goes towards new cards, so I’m very picky about annual fees. That’s why I still don’t have Amex Everyday Preferred. It is IMO the best card for middle-class families who like to travel and only get a few new bonuses per year.
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Thanks for your advice. I really appreciate you taking the time to do this.
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@Varun No problem! Feel free to email me with any other questions. Also, consider subscribing to the blog so you don’t miss future posts.
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I just checked my SPG points statement and I noticed that several times there are entries for Elite Qualifying stays and Elite Qualifying nights. What is that about and can I do something with it?
I have not stayed in one of their hotels. Usually use IHG or Hyatt.
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@Hilde What it refers to is your progress toward elite status. Basically, you have to have a certain amount of nights/stays in order to get elite benefits like upgrades and free breakfast. Status isn’t usually worth pursuing on its own, but if if you can hit the requirements via your normal vacation plans, it can be a nice perk. See this page fro more http://www.starwoodhotels.com/preferredguest/about/index.html?categoryId=brand.benefits.platinum#InnerPage
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No question today…just glad you’re back blogging.
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@Russ Thank you so much! Fingers crossed I don’t burn out any time soon. 🙂
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It’s me again. AIR, Land and Sea has a blog about using Amtrak on a trip across the USA which sounds interesting. I do NOT currently have an Amtrak member account. Do you know if I have to establish an account, transfer some points from Chase before I can see what is avail. and how many points I may need?
Any assistance is greatly appreciated.
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@Hilde Nice to see you again! 😉 I actually plan to do a post on it in the next few weeks. If you want to transfer UR points to Amtrak, make sure to do it before December 8th. That’s the cut-off date and when Amtrak will no longer be Chase transfer partner. You do have to get a free account at Amtrak first, and then transfer your UR points to it.
I suggest this post on various options and ways to maximize points http://frequentmiler.boardingarea.com/2015/10/12/planning-your-next-amtrak-adventure-before-its-too-late/
Obviously, you will get the best return on long routes. Hope this helps.
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It’s ,me again. I did book my AMTRAK trip Chicago – Vancouver/ Vancouver – Denver via Sacramento in June. Now I am plannining my trip back to Germany. We have been stopping off somewhere on the way to Frankfurt. To my amazement my husband agreed to Paris. Did I see a post by you about Paris? Any suggestions/help is appreciated.
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@Hilde Hi! Nicely done on Amtrak redemption. Sounds like it’s going to be an epic trip, for sure.
On Paris, I wrote a post, but it’s a bit outdated http://milesforfamily.com/2014/10/01/hotel-points-options-for-your-family-trip-to-europe-paris-edition/ Plus, it mostly focused on rooms that would fit four. If it’s just two of you, you have all kinds of options. I haven’t been to Paris, so can’t give any first-hand recommendations. Contact Dia at http://www.thedealmommy.com She knows that area quite well. Perhaps, consider Hyatt Vendome. I poke fun at it now and again, but it’s a great redemption for just 2 or 3 people when you sign up for Chase Hyatt Visa (comes with 2 free nights). If you get it in both of your names, you will have 4 nights in Paris.
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Do you have a link for the Citi Premier?
I’d planning to apply before the bonus changes at the end of January.
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@Mr.S Thank you so much for thinking about my blog! It means a ton to me, I promise. Yes, I do make commission on Citi Thank You Premier. You would have to find it by going via this link http://www.creditcards.com/reward.php?aid=4429d0b5&bid=b71158bb371bd225 At the top of the page, click “Card type”, then select “Citi” When you scroll down, Premier card will show up, so go ahead and click on it. As long as you don’t click out of that page, my affiliate ID should register. I know it’s a rigamarole to deal with, and I appreciate that you are willing to do extra work to find it. I just saw that the bonus will be changing. I don’t know any details, Citi does not communicate with me directly. Good luck with your app. Thank you so much, and feel free to reach out with any questions!
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My wife was just accepted for the Southwest Premier card from Chase. She has had 3-4 new cards this past year. We are really trying to get her the Southwest Companion Pass so that she can take one of our children with her when she goes to see her mother 3-4 times a year. (Context: Her mother’s husband recently died, so we want her to be with her mother rather frequently.) Should she apply for the Southwest Business Premier card? She is self-employed out of the home, so I don’t even know if that counts as a business (for business CC purposes). Any ideas? Should she wait to apply – in light of Chase’s new policies? Any thoughts are appreciated! Thank you for what you do!
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@M First, I’m very sorry about your mother-in-law’s situation. I can’t imagine how tough it must be for her, and I totally understand why your wife wants to visit often. She is a good daughter. Yes, I do think it’s prudent to at least try to get a business Southwest card. Here is a non-affiliate link https://creditcards.chase.com/a1/southwest/PremierBizR?CELL=PNG/ As long as she has a legitimate business, it doesn’t matter whether it’s from home or not. She can use her SSN instead of EIN. The app may go to pending, I recommend she waits it out because many times it will get approved on its own. If declined, then tell her to call. Chase is getting very picky on approvals. I do think this is the best course of action and the easiest way to get a Companion pass.
Hope it helps. Email me if you have any other questions.
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Thank you so much for the advice. BTW, when you speak of emailing you, are you referring to this thread or something else?
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@M Sorry for confusion! Yes, you can ask questions here, no problem at all. Sometimes folks don’t like to discuss stuff in the open. So if you prefer to email me at milesforfamily@gmail.com, it would be fine. But feel free to use this thread, that’s why I put it here.
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I am considering the Marriott Card. Do you have a link? what do you think of the card?
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@Hilde First, thanks for your willingness to support the site! I do make commission on this offer. The bonus is currently increased, so it’s definitely a good time to consider it. But, and this is the key, I would apply for it only if you have definite plans for Marriott points. This offer will almost certainly come back in the future. Think carefully if perhaps there is another card that may suit your plans better at this time. I suggest you take a look at Marriott properties as well as other chains, plus sites like VRBO. Maybe a different card will make more sense. Feel free to ask additional questions.
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Since the site says: CreditCards.com, I was not sure that you would benefit from it. I am still on the fence with this. I like IHG properties and Hyatt. got both cards and Hyatt seems to be a good transfer value from Chase UR. Would NOT transfer UR to IHG, too expensive.
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@Hilde You might want to read my latest post http://milesforfamily.com/2016/02/11/the-axe-is-falling-on-chase-co-branded-cards/ If you apply for cards often, I suggest you choose your next Chase card wisely.
P.S. Yes, the site does pay me because if you click on the link, it has my affiliate ID embedded.
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do you find availability for reward nights good at Marriott? how do the Tiers work. I looked at the Categories and there are Saver nights. how do they work? It is almost “painful” to spend $15,000.00 on insurance between my husband and I and NOT use it to satisfy min, spending. Unfortunately, our insurance co does NOT accept any American Express cards.
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@Hilde Marriott properties do have blackout dates, unfortunately. So, advance planning is key. This chain has good coverage, so if you book way ahead, you should be able to find something. You probably saw this tier breakdown with corresponding properties https://www.marriott.com/rewards/pointsGridPopUp.mi?awardType=Standard&category= Just select the category at the top right hand corner, and you will see the properties listing. Keep in mind, their nice hotels can be quite expensive. They do have promos where some hotels are discounted on points (“saver”), but it’s impossible to know which one will be on the list when you need to redeem the points.
Overall, this is a good offer IF it happens to match your plans. As far as not being able to use Amex cards for payments, are you by any chance able to buy Visa gift cards in CVS with a credit card? That’s one possible workaround. Then just use Visa cards for insurance payments. Overall, I agree, it’s nice to leverage such a big bill for minimum spending. Takes the sting out somewhat! 🙂 I recommend you look at various offers on my page of best deals. If Marriott offer is still calling your name, go for it. Keep in mind, it will almost certainly come back.
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Does Hilton have a transfer partner or can you only get points from their co branded credit card or purchasing points from Hilton?
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@Hilde Hilton points transfer from Amex Membership Rewards and Citi Thank You program (if you have Citi Prestige or Citi Thank You Premier), usually on 1.5:1 basis. Occasionally, Citi runs promos where you can get 2 Hilton points per each 1 Thank You point. It’s not the best value, but could work in certain situations. I actually transferred Citi points to HHonors program a for category 1 redemption (5,000 Hilton points).
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thank you.
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Do you have a link for the Chase Freedom Unlimited Card that supports you
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@Hilde Thank you so much for thinking about supporting my blog! Unfortunately, I don’t see this card listed on my affiliate network right now. It may get added later on, but I don’t know one way or another. If you need to apply, feel free to use this direct link https://creditcards.chase.com/a1/freedom-unlimited I plan to mention this card in my weekly roundup. Keep in mind, it is subject to 5/24 rule, but some have been successful at applying over the phone. Of course, if you don’t get that many offers each year, the rule doesn’t affect you anyway.
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@Hilde I’m not sure if you are still planning on applying for Chase Freedom Unlimited, but it looks like it’s just been added to my affiliate network. No pressure or anything, just thought I would mention it.
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I was trying to apply for the AMERICAN EXPRESS Hilton Honors card / no annual fee.
I clicked your link. It wants me to log in and enter a card number. What am I doing wrong.
Can you please guide me through this?
As always, THANKS
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@Hilde First, thank you so much! I checked and it is weird how Amex set up the application. If you have another Amex card, simply log in to your profile, and it will pull your information. I think the idea is to make it simpler for consumer. Then it will give you an option to apply for Hilton card. It is very strange, indeed. Try it and let me know if it works. If you don’t have another Amex card, you may need to create a profile before applying.
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you were correct. After I logged in, it showed some of my info. I was approved. So glad I was able to support your blog.
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@Hilde I really appreciate the support! Thank you so much, and thanks for reading my blog from the start. Please, don’t hesitate to contact me if you have any other questions.
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Hello,
I have accumulated just over 300k chase ultimate reward points, I would love to take my family (3 of us) to Europe, but don’t know the best route to go what would you recommend?
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@Jose Thanks for stopping by! With that amount of UR points you have quite a few options. Not sure if you saw my recent post that deals with this topic https://milesforfamily.com/2016/04/24/case-study-getting-5-award-tickets-to-europe-via-multitude-of-programs/ The situation is a bit different, but principles still apply. With 300K in points you can splurge on business class one-way if that’s something you want to do. The easiest option by far is United. It costs 30K miles one way in economy, 57.5K miles in business on United flights. BUsiness flights on partners are higher at 70K miles. UR points transfer instantly to United 1:1. You could save miles by going through Singapore program, but transfers are not instant. Check my post for more info on this option. Also, watch out for fuel surcharges.
Of course, it does depend on where you live. Avios or even Korean Air (partners with Delta) may work better. Virgin Atlantic is also worth considering. Like I said, read my post and if you have any additional questions, comment here or email me. Hope this helps!
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I have 140,000 membership rewards points w amex platinum. How can I keep these miles as membership rewards without having to pay $450 annual fee to keep these miles? Is there another no annual fee card I can sign up with to transfer these points to?
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@Harold I actually had a reader ask the same question, see this post https://milesforfamily.com/2016/04/06/should-you-apply-for-amex-everyday-card-in-order-to-keep-you-membership-rewards-points-intact/
Basically, your best bet it to sign up for Amex Everyday that has no annual fee. But it does depend on what kind of an offer you will be able to pull up. Try different browsers. Good luck!
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Good morning: it’s me again with another question. My son, his wife and 2 small children 2&5, will be “homeless” for a week due to the closing on their house one week before the closing on the NEW house. I want to offer to put them up in the Hyatt near their new home. Can I just register my son on the reservation or do I need to register under my name adding him as a second guest like you do with Holiday Inn?
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I forgot to mention that I will be using my points for the Hyatt Hotel
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@Hilde Hi! It’s always nice to hear from you. Honestly, I’m not sure. I believe Hyatt will let you use your points to book a room in someone else’s name. I would call and ask them. The rep should be able to take care of it one way or the other. You can also try to make reservation online and see if it lets you put his name as the main guest.
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Any idea when the new point break hotel list will be out? Have a trip to Tucson end of August I am hoping to be able to use my points for.
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@HML It will most likely be out in a few weeks or so. It’s hard to say with IHG, but the current list is valid till the end of July, so this is the most likely scenario. So, you should be OK in case something in Tucson pops up.
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