My Churning Plan for 2016, Plus Rant on Conspiracy

Before I get to the “meat course” of the post, here is a ranty appetizer. So, occasionally, finance blogs will have an article on a  credit card  sign-up bonus, like current $550 incentive on Chase Sapphire Preferred. If you read the comments, invariably, there will be someone saying that it’s a conspiracy and banks are…

The Current State of Chase Application Rules

This is a quick follow-up to my previous post. As I’ve mentioned a few times before, Chase has become very strict when it comes to approval of some of their cards. This topic had been discussed in many blogs, but what I want to do here is summarize what we know/don’t know at this point.…

And Isn’t It Ironic? Don’t You Think?

Who remembers Alanis Morrisette and her song “Ironic” from “Jagged little pill” album? Ahh, it’s a classic, folks! The angry Canadian, apparently they exist. It totally resonated with my teenage angst back in the day. According to that video, she  seems to suffer from “multiple personality” disorder. Hmm, that sounds familiar… Boy, it’s hard to believe that…